Everyone needs money for their day to day life, to fulfill their requirements, their dreams and for their better future.

Debt is an, unfortunately, the fact of life for many people. It can often be a consequence of living beyond your means, but with what you feel is affordable debt. It is also often seen as essential in order to keep up with the neighbors or your friends. However, when something changes suddenly in your

Debt Mutual funds are majorly a fixed investment security such as treasury bills, government bonds, corporate bonds and many other debt instruments where various time horizons are involved. The one of the most silent features of debt mutual fund is they have a fixed stipulated maturity date and also a fixed interest rate. The returns

Have you ever thought why the debt still exists? Why are you carrying the debt since the last year? It is much-losing weight in a wrong way though you are aware but do not agree to accept it. This is what led us to start thinking about some of the possible reasons as to why

Getting into debt is easy. Today millions of people carry debt burden on their shoulders. It can be a credit card debt, student loan, car loan, home mortgage, personal loan, or some other kind of debt. Although most people make earnest efforts to get out of their debt-trap, but somehow they falter on their way.

Taking loans have become so common nowadays that it now does not seem to be surprising at all. Of all, personal loans have gained much popularity due to lower interest rates and convenient payback terms. Most people consider personal loans for meeting emergency expenses, purchasing a new vehicle, pay off their credit card loan, or

Debt is a huge burden on your shoulders. Moreover, if you have multiple sources of debt you may feel like as if you are virtually drowning in debt.

A coin has two sides. And same goes with things and situations in life. Likewise, your credit card can be good for you, or it can turn out to be the worst thing in your life. It is up to you, how you use your credit card. It is the only criteria which determine if

The UK has seen five years of economic uncertainty, with no sign of the country’s financial woes easing in the near future. Strict austerity measures have been brought in to attempt to reduce the government’s massive deficit, but these are proving fairly ineffective in the face of severe economic times. The effects of the financial

Consumers are back to borrowing heavily. This is because average credit card debt against every borrower rose up by almost 4.9% in the 1st quarter of 2013. The figure now stands at about $4,996 as validated by the credit reporting agency of the country, TransUnion.

We have all encountered unexpected expenses one time or the other. And you can all be sure that there might be more in the future for each of us. Sometimes you can meet those needs on our own with our savings, previously purchased schemes, insurance etc. but what do you do when there is no