Debt

Everyone needs money for their day to day life, to fulfill their requirements, their dreams and for their better future.

There are various financial instruments provided by banks and other institutions which help us in managing our personal financial needs in a better way. Credit Card is one such popular financial instrument which is being widely used by the people around the world.

While many people dream of owning homes and real estate properties, they have no clear paths to navigate the economic storm. There are many factors that may slow down or even shatter your dreams. These factors could affect you even when you don’t wish to buy a mansion. Even with speculations of a real estate …

6 Ways of Managing your Residential Mortgage Repayments Read More »

Debt is an, unfortunately, the fact of life for many people. It can often be a consequence of living beyond your means, but with what you feel is affordable debt. It is also often seen as essential in order to keep up with the neighbors or your friends. However, when something changes suddenly in your …

Living Debt-Free: Quick Tips to Keep It Out of Your Life Read More »

Have you ever thought why the debt still exists? Why are you carrying the debt since the last year? It is much-losing weight in a wrong way though you are aware but do not agree to accept it. This is what led us to start thinking about some of the possible reasons as to why …

4 Reasons That Tells Why Are You Still In Debt Read More »

Now a day’s more and more people are increasingly becoming dependent on “Credit.” When that’s the scenario, you invariably have to keep an eye on your credit reports and credit rating (score) as your credit score is an indicative of your credit worthiness. Credit score helps to determine your present credit position.

Getting into debt is easy. Today millions of people carry debt burden on their shoulders. It can be a credit card debt, student loan, car loan, home mortgage, personal loan, or some other kind of debt. Although most people make earnest efforts to get out of their debt-trap, but somehow they falter on their way.

The housing market has been a hot item in the media lately as home prices have been rising steadily the past year or so. This is a big deal considering just a few years ago during the recession, home values were going down the drain in record fashion. Yet now that the market has strengthened …

Top 12 Pitfalls First Time Homebuyers Must Avoid – Infographic Read More »

Taking loans have become so common nowadays that it now does not seem to be surprising at all. Of all, personal loans have gained much popularity due to lower interest rates and convenient payback terms. Most people consider personal loans for meeting emergency expenses, purchasing a new vehicle, pay off their credit card loan, or …

How Can a Borrower Get Most Bang Out of a Personal Loan Read More »

Debt is a huge burden on your shoulders. Moreover, if you have multiple sources of debt you may feel like as if you are virtually drowning in debt.

When you go out for buying a new home, the first thing that pops in your mind is to look for a mortgage for buying your new home. Well, today more than 80% of home buyers seek for obtaining a mortgage for buying their dream home. That’s all right. But what about the mortgage rates?