Personal Financial Management is not complete without an Emergency Fund. You need to set up and manage Emergency Fund so as to meet any sort of financial emergency that life puts before you. It can be medical procedure, you may need to repair your car, may require to repair your house, or it can be […]

Well, if you want to enjoy the fruits of life, you invariably would have to spend your money wisely. Insane spending habit leads you nowhere. On the contrary, it is thoroughly detrimental to your financial health and status. Unplanned and insensible spending spoils your budgetary allocation and then you ultimately find it difficult to manage

Let me ask you a couple of very easy questions. What’s your take on personal financial management? Is it important for you? Well for almost all of us personal financial management is important. We know this. But the irony of this fact is that hardly few of us take up to the task of managing

Well, Are you planning to buy a House? Or Are you planning to buy a Car? Or Something Else. OK  that’s absolutely fine. But what is the “Big Question” here. The big question here is your Affordability. It is the most important factor that you have to analyse before buying a big ticket size asset.