Well, Are you planning to buy a House? Or Are you planning to buy a Car? Or Something Else. OK  that’s absolutely fine. But what is the “Big Question” here. The big question here is your Affordability. It is the most important factor that you have to analyse before buying a big ticket size asset.

Expenses are a necessary part of our life. You cannot just stay away from them. They are bound to happen in one form or the other. And sometimes it may happen that your expenses exceed your total earnings. In that case, you invariably tend to fill the gap by borrowing money or take up loans.