Everyone needs money for their day to day life, to fulfill their requirements, their dreams and for their better future.

There are various financial instruments provided by banks and other institutions which help us in managing our personal financial needs in a better way. Credit Card is one such popular financial instrument which is being widely used by the people around the world.

While many people dream of owning homes and real estate properties, they have no clear paths to navigate the economic storm. There are many factors that may slow down or even shatter your dreams. These factors could affect you even when you don’t wish to buy a mansion. Even with speculations of a real estate

Getting into debt is easy. Today millions of people carry debt burden on their shoulders. It can be a credit card debt, student loan, car loan, home mortgage, personal loan, or some other kind of debt. Although most people make earnest efforts to get out of their debt-trap, but somehow they falter on their way.

Taking loans have become so common nowadays that it now does not seem to be surprising at all. Of all, personal loans have gained much popularity due to lower interest rates and convenient payback terms. Most people consider personal loans for meeting emergency expenses, purchasing a new vehicle, pay off their credit card loan, or

Debt is a huge burden on your shoulders. Moreover, if you have multiple sources of debt you may feel like as if you are virtually drowning in debt.

When you go out for buying a new home, the first thing that pops in your mind is to look for a mortgage for buying your new home. Well, today more than 80% of home buyers seek for obtaining a mortgage for buying their dream home. That’s all right. But what about the mortgage rates?

A coin has two sides. And same goes with things and situations in life. Likewise, your credit card can be good for you, or it can turn out to be the worst thing in your life. It is up to you, how you use your credit card. It is the only criteria which determine if

Consumers are back to borrowing heavily. This is because average credit card debt against every borrower rose up by almost 4.9% in the 1st quarter of 2013. The figure now stands at about $4,996 as validated by the credit reporting agency of the country, TransUnion.

Identity theft has become a major concern in recent years. It is a rapidly growing crime in American that almost every person is at risk of falling victim of. Thieves who have gained access to your personal information use it to impersonate you. They can apply for mortgages, credit cards, loans, commit crimes, or a

We have all encountered unexpected expenses one time or the other. And you can all be sure that there might be more in the future for each of us. Sometimes you can meet those needs on our own with our savings, previously purchased schemes, insurance etc. but what do you do when there is no